Card types

CostPocket offers two card types — virtual and physical — and you can mix them freely depending on each user's needs. All cards are Visa Platinum Business cards with the highest security level Visa provides.

Virtual cards

• Issued instantly.
• Best for online subscriptions (Google Ads, SaaS tools) and one-off digital purchases.
• Can be added to Apple Pay or Google Pay for in-store use.

Physical cards

• Traditional plastic cards delivered to your address.
• Best for frequent travellers and team members who prefer a physical card.
• Include a PIN for high-value transactions.

Works like credit where it matters

CostPocket cards are credit-like debit cards: they process like credit cards for holds and guarantees, so you can rent cars, book hotels, and use services that require a credit card.

Frequently asked questions

Can a virtual card be used in a physical shop? Yes — add it to Apple Pay or Google Pay and pay by phone. See how.

Can one employee have both card types? Yes — issue any combination that fits how they spend.

Next steps

• Issue payment cards
• Add a card to Apple or Google Wallet