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Apply for credit

Last updated July 15, 2026

Instead of topping up in advance, eligible companies can use a credit line: shop first, pay later. Credit is currently available only for Finnish clients.

Cost of credit

Choose between repaying every two weeks or monthly. See Mynt's guide to credit pricing.

Apply for credit

Card managers apply by verifying the business bank account in Mynt under Account > Credit > Apply for credit.

Apply for credit screen in the Mynt app

Once approved, your available credit is shown in Account > Overview, and invoices are listed under Credit.

Need a higher limit? Request an increase under Account > Credit > Request increase.

Frequently asked questions

Who can apply? Card managers of Finnish companies, by verifying the business bank account in Mynt.

How do I see what we owe? Under Account > Credit in Mynt — the overview shows your used and available credit and all invoices.

Next steps

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